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Credit Bureau Reporting

Child Support Services (CSS) monitors child support accounts on a monthly basis for payment due and payment received. Monitoring for credit reporting begins the first month a court order for a child support case shows a payment due. When the payment received is less than the payment due, CSS refers the account to major credit reporting agencies and the account then appears on individual credit reports. Balances on accounts unpaid for 180 days appear on credit reports as collection accounts. Credit reporting continues as long as payments are due on an open child support case.

CSS follows both the federal legislation for credit reporting and the Fair Credit Reporting Act.

Legal Authority:
42 U.S.C 666(a)(7)(A)
Section 26-13-116, C.R.S.
15 U.S.C. Section 1681a-1681u